Kotak Mahindra Bank Ignite Program – LAP
Job-assured, earn-while-you-learn program in association with Bank.Edu
Program Overview:
Develop expertise in Loan Against Property (LAP) and launch your career in retail lending with one of India’s leading private banks. The program combines structured training, practical exposure, and guaranteed employment upon completion.
Eligibility:
| Criteria | Details |
|---|---|
| Qualification | Any full-time degree |
| Age | 21 – 27 years |
| Graduation Marks | Minimum 50% |
| Communication Skills | Strong verbal & written |
| Additional | Customer orientation, interest in banking & lending, willingness for branch & field work |
Program Duration: 4 months
- 2 months classroom/campus training
- 2 months internship & on-the-job training
Learning Components:
- LAP fundamentals & retail lending processes
- Credit appraisal & documentation
- Customer acquisition & relationship management
- Compliance & regulatory framework
- Sales skills, negotiation, professional etiquette
- Hands-on exposure to Kotak Mahindra Bank systems
Fees & Payment Options:
- Application Fee: 500 + GST (payable online at registration)
- Program Fee: 1,80,000 + applicable taxes
- Payment Options: Education loan (on request) or self-funded (2 instalments)
Stipend During Training:
| Phase | Amount |
|---|---|
| On-the-job training | 5,000/month |
| Internship | 25,000/month |
Salary & Benefits After Completion:
- CTC: 4,80,000 p.a. + incentives
- Designation: Relationship Manager – LAP
- Assured Bonus: 1,00,000 after 2 years
- Additional perks: Performance incentives, employee benefits, structured career growth
Selection Process:
- Register & apply online (500 + GST application fee)
- Assessment & interview
- Provisional offer
- Classroom training via Bank.Edu
- Internship & on-the-job training
- Full-time employment at Kotak Mahindra Bank
Certification:
- Certificate of completion from Bank.Edu
- Internship & job credentials from Kotak Mahindra Bank
Career Path:
Relationship Manager > Senior RM Branch Leadership > Regional/Vertical Leadership
Frequently Asked Questions
You pay ₹500 + GST as an Application Fee during online registration.
Yes. The role is tagged as Permanent Role by the client.
The position is On-roll with Kotak Mahindra Bank Ignite Program - LAP as per their staffing model.
Yes. Freshers and experienced candidates can apply.
Training prepares you for the client standards before deployment.
Register Online → Pay ₹500 + GST → Online Exam →
Kotak Mahindra Bank Ignite Program - LAP Interview → LOI → Enrollment Fee → Training → Join Process.
This is an Assured Job Program with training and placement support.
Final deployment depends on performance and client requirements.
No. The ₹500 + GST application fee is required to schedule your exam and interview workflow.
Yes. The Apply Now button opens in a new tab for a smooth experience.